Pensioners and Retirees Need Medical Insurance Cover!

Pensioners and Retirees Need Medical Insurance Cover!

Between Us Only!

22nd August 2019

It is understood that the Pensioners and Retirees that are mainly in PASI have No Medical Insurance Cover. The Writer stands corrected if it is otherwise!

I think it was Pervez Musharraf ex Pakistan President who had said that peoples need more on food, housing and shelter more than anything else compared to high rise buildings big projects and infrastructure etc.

It is well established that these Pensioners and Retirees have been loyal dedicated contributors to the Nation building and Renaissance as to what it is today! There is a famous saying that in a house where the Elder is respected and treated well, then there will come blessings to that house! It is also well established that the Pensioners and Retirees pre 2014 are suffering now to make ends meet – as there have been articles by others also on the very same pertinent point!

With a few exceptions like PDO, Defence etc. where Pensioners and Retirees can still get full Medical attention – but that too there are some few differences in some of the places in comparison to the still working Regular Staff! But even here it is being understood and that in some places are limited only to the Staff – and not his family!

It is true that like places in PDO, they have gone a long way of taking care of The Pensioners and Retirees by giving them equal facilities, services and treatment in The Company Hospitals – and can be referred to outside hospitals for Specialist Diagnosis and Treatment – but this is an exception to the rule – where many other Retirees and Pensioners are not so lucky! The PDO Pensioners and Retirees have to be grateful with the services being provided – with weekly Consultants in different areas of medicine and fields visiting the main Company Hospital in Mina Al Fahal.

The truth is that in the same instance in a few years down the line and in the other places where these things are not there, the same staff will face the same situation and circumstances – poetic it be for those now managing, monitoring and administering the policies and procedures!

People cannot afford The Private Hospitals with hidden costs in diagnosis and even in treatment – and going abroad is even costlier and expensive – and only few people can afford to do so!

With also now the stricter processes of admission in Emergency sections in Public Hospitals – and longer queues that can be seen and for follow-ups in Operation Departments – and those who are the sicker lots are even more at disadvantaged and suffering even more!

Sometimes people prefer to suffer in agony and silence at home than to try admission in Public Hospitals – even in the Emergency wards!

Even in the regular check-ups and follow ups in the Public Hospitals can now stretch anything from 3 to 6 months – sometimes even longer due to the congestion of patients vis-à-vis available services to provide! Even the Medical Staff are stretched by overloads of work and the numbers of patients to attend to and in provision of services required!

It is also well established that the older generations of over 50s are also growing up equally fast in comparison to the other generations – with many younger generations still looking for jobs and to get married and to settle down – with exorbitant costs in dowries and marriage celebrations that can even stretch to OMR 20, 000 in some few cases! Which is a heavy load to the average working youth – who prefers to wait longer before getting to even think of getting married!

Far Eastern countries like Malaysia and Japan treat their Elders with respect and in best provision of services – in even offering them jobs like Advisors Consultants Mentors etc. – or in part time jobs or working from home! All these are not available to the home Pensioners and Retirees with very few exceptions!

Most of the Elders Pensioners and Retirees can still contribute to the Nation – if the opportunities and chances are given to them! With these extra money in their pockets they can serve themselves better including their families too!

It is also well established that if today there were Elders Old Homes Take Care Centres, a considerable number of The Retirees and Pensioners will be dropped in these places by their children! Many of The Pensioners and Retirees stat alone – with only few exceptions that you will find accommodated at their children homes!

There are even some rumours of same old aged Pensioners and Retirees being mistreated by their children who see the grandparents – or even parents – as a burden that stops them from enjoying life and freedom – or perhaps the nagging part and the constant need of attention emanating from The Retirees and Pensioners!

There have been many cases of the Retirees and Pensioners of not being able to get money and support from their children – perhaps because they have put their lives to higher costs and expenditures beyond their means! There have been articles written before on this particular dilemma facing The Young Workers now – with some with very good salaries and benefits – but end by mid-month with no cash for even basic needs and requirements!

It is well understood that in the current economic situation it maybe difficult – or I would say harder to do – but the point needs to be said as in my introduction of the loyalties commitment dedication services etc. given by The Pensioners and Retirees – and it is high time that their lots and conditions are looked into – especially in seeing they are treated as Pensioners Retirees Post 2014 – and in provision of some Medical Insurance for The Retirees and The Pensioners for those not able to get Medical attention and care!

With Sincere Apologies,

Majid Said Nasser Al Suleimany

Mobile 95207511 (WhatsApp)

majidsaidalsuleimany@gmail.com

majidsnalsuleimany@gmail.co

ADDENDUM

Letter To Observer by WhatsApp.

Asalaam Aleikum

When I wrote that article and sent to you I was not considering myself only but all Omanis Retirees and Pensioners facing the same problems.

I went this Sunday to Royal Hospital Acute Medicine Internal Medicine and for normal Medical Procedures I was given dates from February 2020 to July 2020 things like Ultra Sound Kidneys.

PDO Clinic do not have these kind of Medical Procedures.

Yesterday I was referred to a Commercial Medical Centre in Ghobra and they are focussing more on getting extra monies as I said too in my article.

This leaves The Omani Retiree and Pensioner at great disadvantage and misfortune.

At least in PDO we can get some slight advantage but still we are far behind in comparison to Regular still working Staff covered by Insurance .. but not us!

A few years from now when those policing these policies will find themselves The Truth of what we are now as Retirees and Pensioners are going through.

You and I have responsibility infront of Allah SWT and Our Islamic Religion to highlight these issues.

I did my part as in Level 2 of Imaan to talk and say about the issues facing us as Pensioners and Retirees vis a vis Medical and Care issues.

I was not looking for money nor popularity or fame to highlight these issues facing us Omanis now after we served dutifully sincerely and loyally our Beloved Nation.

His Majesty has always encouraged us Omanis to come forward and say what we need or feel .. his speeches are very clear in this one.

You know your role and responsibility in highlighting these issues.

Anyway, I did my part and in front of Allah I am not afraid to say I did try to say on the sufferings and pains being undergone by Pensioners and Retirees in Oman now in general terms with very few exceptions and limitations

AL HAMDU LILLAH

Sincerely Majid Said Nasser Al Suleimany

Please Help Me Your Majesty! From an Omani Retiree Pensioner!

Please Help Me Your Majesty Sultan Qaboos bin Said from your Loyal Dedicated Omani Pensioner Retiree Pensioner Majid bin Said bin Nasser Al Sulaimani

majid  hm-sultan-qaboos-1 our-omani-flag  ond-4 ond-5 coma-majid allah

If anybody can help my situation by letting His Majesty know on the situation of a dedicated loyal Omani Retiree Pensioner asked by The Primary Court & HSBC (ex OIB) Bank to pay what he cannot afford to do even if he wanted to.

I am also a sick Diabetic Person with Eyes Problems and was even in Coma State ICU Royal Hospital. Also suffering from Acute Severe Depression bouts – and being also treated by Dr. Abdul Aziz Al Naamani of SQU!

I have only my Pension Retiree Salary and staying in a very old house now only me and my wife left in the house.

There is simply No Money in books as I have been saying all these years!

I tried to send you my first 5 books but I do not know where they had ended?  So were my two letters – one when my Consultancy had gone Bankrupted in 2001!

I feel my Citizen Basic Rights have been infringed as my vehicle they have refused to renew The Mulkiya and it is just parked outside the house.

My Consultancy MMDC collapsed 2001 and only in 2016 they HSBC Oman raised a case against me and truth be said no one had contacted me before.

I tried PDO to help me but they could not! I tried for more than 3 months – only a few days back they said they could not help me!

His Majesty is a Just Ruler with his path to Heavens assured In Shaa Allah by a Special Gate reserved for him.

May Allah Give him long life and health Amin.

Our Religion has so many Chapters on People being in Debt and the mercy and compassion required to be given to them. Even The Hadith.

I feel we should solve our own problems in house rather than go abroad or International Organisations.

I cannot afford to pay this amount unless I become homeless at this old sick age.

Loyal Citizen

Majid bin Said bin Nasser Al Sulaimani

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Please read this with these articles!

We Are Lucky In Oman!

https://majidall.com/2016/11/22/we-are-very-lucky-in-oman/

My Contributions To The Society!

https://majidall.com/2016/11/20/my-contributions-to-the-nation-46th-national-day/

Justice in Islam!

 https://majidall.com/2017/01/20/finding-justice-in-islam/

That Is The Way It Is!

 https://majidall.com/2017/01/17/that-is-the-way-it-still-is/

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Justice in Islam!

“O My slaves, I have forbidden injustice for Myself and forbade it also for you.  So avoid being unjust to one another.” (Saheeh Muslim)

Thus, justice represents moral rectitude and fairness, since it means things should be where they belong.

 The Importance of Justice!

The Quran, the sacred scripture of Islam, considers justice to be a supreme virtue.

It is a basic objective of Islam to the degree that it stands next in order of priority to belief in God’s exclusive right to worship (Tawheed) and the truth of Muhammad’s (peace and blessings of Allah be upon him) prophethood.  God declares in the Quran:

“God commands justice and fair dealing…” (Quran 16:90)

Prophet Muhammad underscored the importance of rulers being just in one of his famous sayings.

 “There are seven categories of people whom Allah will shelter under His shade on the day when there will be no shade except His. (One will be) a just leader.” (Saheeh Muslim)

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Be Merciful for Allah SWT to be Merciful to You!

“He who does not show mercy shall see no mercy (from his Lord).”
“Allah is not merciful to him who is not merciful to men.”

Another one of my favourite hadiths because it teaches us to get up and do something:

On the authority of Abu Sa’eed al-Khudree (May Allah be pleased with him) who said: I heard the Messenger of Allah (peace and blessings of Allah be upon him) say,

“Whosoever of you sees an evil, let him change it with his hand; and if he is not able to do so, then [let him change it] with his tongue; and if he is not able to do so, then with his heart — and that is the weakest of faith.” [Muslim]

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“He who does not show mercy shall see no mercy (from his Lord).”
“Allah is not merciful to him who is not merciful to men.” Quran 2.278

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O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. 2.279 

And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal – [thus] you do no wrong, nor are you wronged. Quran 2.280

And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.

And fear a Day when you will be returned to Allah. Then every soul will be compensated for what it earned, and they will not be treated unjustly.

 Post Office Box 230 – Mina Al Fahal PC 116

Way 1028 – Villa 1911 – Qorum Heights (PDO)

Mobile GSM 95207511

majidsnalsuleimany@gmail.com

Retirees / Pensioners – The Worst Hit Lot in the Economy Now!

Retirees / Pensioners – The Worst Hit Lot in the Economy Now!

Pensioners A Pensioners Pensioners 4 Pensioners 5

Coma Majid

Images Pensioners / Retirees and me in Coma State ICU Royal Hospital

Retirees / Pensioners – The Worst Hit Lot in the Economy Now!

Retirement industry: How old do you have to be before you can stop working?

Al Jazeera TV English – September 4, 2016

Very interesting programme which just confirms what I have been saying all along here – about Pensioners Retirees (plus Families Youth still with no job or unemployable still) bearing the worst in current economic status quo – and especially Retirees and Pensioners that are in Big Debt still from loans past even 15 years ago!

It is not only me saying it!)

Quote – Japan, the world’s third-largest economy, has one of the highest number of elderly citizens on the planet.

Over the next 20 years, the number of people over the age of 75 is expected to make up 30 percent of the population. And that is having a big impact on the economy as well as society in general.

Some companies have already taken matters into their own hands and opted for hi-tech solutions to helping people work beyond retirement age.

And Japan is not the only country encouraging people to work beyond retirement age: Finland makes its population work until the age of 68 before they’re able to claim state pension; in Greece, people have to work until 67; and recently, young Germans were told they might have to work until they are 69 years old.

For the past decade, governments across the developing world have been cutting the pension bill by increasing the retirement age; that’s because people are living longer and birth rates are declining.

But how will this affect future generations? How old does one now need to be before they can stop working?

We discuss the pensions crisis around the world with Tom McPhail, head of Pensions Research – Unquote

http://www.aljazeera.com/programmes/countingthecost/2016/09/australia-china-turning-page-160902140558460.html

See also here – https://majidall.com/2016/08/27/the-need-for-kindness-consideration-and-compassion/